HOW IT WORKS

Lay-Buy makes it easy for you to buy the products and services that you need by paying for them via a down payment and up to three monthly instalments.

AFFORDABLE: Our calculator allows you to select the down payment you can afford (Min 20%) to lay-by today and 3 additional months to pay off the product.

CONVENIENCE: Payments are automatically setup between you and the seller Pretty & Poshed Beauty Boutique with no manual payments by either party.

FLEXIBLE: You can also contact us to settle a Lay-Buy order earlier at any given time.

CHOICE: The buyer gets to select the down-payment % they wish to pay immediately (Min 20%), and how many months they want the Lay-Buy to run for. (3 months maximum)

5 SIMPLE STEPS

1. CHECKOUT
Select Lay-Buy payment option at checkout.

2. CHOOSE YOUR PLAN
Payment calculator makes it easy for you to set up your own payment plan.

3. PAY DOWN-PAYMENT ONLY
Pay only down-payment portion amount.

4. SCHEDULED PAYMENTS
Payments are then processed on the scheduled date YOU set.

5. RECEIVE MERCHANDISE
Receive the item or service shortly after your last payment.

No interest charges ever, no membership fees ever – NO DEBT.